Programmers score big bucks when they pull their luck and punches right, as in bigger than any other job! e.g. programming vb or commands for a security system or medical machinery, or even on automated machines like those you see in a high market corporation. Also, Autocad, antivirus systems, so many to mention. To put it in simple terms. Programming can grasp other fields of work, making it versatile. You don't need to be a graduate to be called a programmer because even if you're a graduate, and you don't keep up with the advancing programming system. Though having a diploma has it rewards. Even an undergraduate can earn 15 to 30k a month. Just be a wide reader and try creating your own style of programming. I'm telling this from experience. :3